The Housing Option Canada Has Been Overlooking

What Is Missing Middle Housing?

If you’ve ever struggled to find a home that fits both your lifestyle and your budget, you’re not alone. Most neighbourhoods across Canada are dominated by two extremes: high-rise condos or single-detached homes. But what about everything in between?

That "in-between" space is called Missing Middle housing. It includes options like:

• Duplexes

• Triplexes and fourplexes

• Stacked townhomes

• Courtyard apartments

• Low-rise multi-unit buildings
  
  

These are homes that work for growing families, downsizers, multigenerational households, and others who need more space or privacy than a condo offers—but without the cost of a detached home.

Why It's Gaining Momentum Now

Between 2023 and 2024, Missing Middle housing starts increased by 44% across Canada’s six largest cities: Vancouver, Edmonton, Calgary, Toronto, Ottawa and Montréal. The biggest growth has been seen in Edmonton and Calgary, where policies and affordability have opened the door for more of these homes.

Several factors are driving this shift:

• Affordability pressures: Detached homes are out of reach for many families, especially first-time buyers.

• Policy changes: Cities are updating zoning and development policies to encourage more density within existing neighbourhoods.

• Quicker approvals: In many areas, Missing Middle housing can be built with fewer delays and without rezoning.
  
  

Why It Matters for Buyers and Communities

Missing Middle homes do more than fill a gap—they make our neighbourhoods more vibrant, diverse, and resilient. Here’s how:

• More choices for buyers: Instead of choosing between a condo or a detached home, families now have flexible options that fit their needs.

• Better use of land: Adding small-scale density helps increase housing supply without major infrastructure changes.

• Stronger communities: These homes support walkable neighbourhoods, local businesses, and schools.

Cities to Watch in Canada

While all six major cities are seeing growth, Edmonton and Calgary are leading the way. Here's why:

What This Means for You

If you’re a buyer priced out of the detached home market or looking to move out of a high-rise, these mid-sized options could be your best fit. They also present great opportunities for investors looking for multi-unit potential on a single lot.

And if you're considering selling a detached home, now might be the time to connect with a mortgage advisor to explore how you could downsize into something more manageable without leaving your neighbourhood.

Thinking About a Mid-Sized Move? Let’s Talk.

Whether you’re buying, investing, or just exploring your options, I’d love to help you understand how Missing Middle housing fits into your plan. With flexible financing solutions and local market insights, I can help you make your next move with confidence.

Kelli Dean ~ We Have a Mortgage For That !

📞 403-877-8349

📞 778-694-3863 (FUND)

📩 [email protected]

🌐 www.kellidean.com