Mortgage Blogs
Stay up to date with the recent industry news and mortgage trends.
Canada’s Housing Supply Problem Is Bigger Than You Think
Housing affordability has been a hot topic in Canada for years. But the latest insights from the Canada Mortgage and Housing Corporation (CMHC) reveal just how large the gap really is. To bring affor... ...more
Broker Blogs
March 18, 2026•5 min read
Renewing a 2021 Mortgage? Payment Shock Is Real
That 2021 mortgage coming up for renewal? If you locked in under 2% back in 2021, your upcoming renewal might feel like a punch to the gut. Rates today look very different and payment shock is real. ... ...more
Broker Blogs
March 02, 2026•3 min read
Canada’s 2026 Housing Market Momentum: Why Buyer Demand Is Increasing
Is Canada’s housing market waking up in 2026? 🇨🇦🏠 After a quieter stretch, buyer demand is starting to pick up. Early indicators like pending home sales and mortgage purchase applications are tren... ...more
Broker Blogs
February 02, 2026•2 min read
How the Bank of Canada’s 2026 Rate Holds Affect Your Mortgage Strategy
Rates holding. What’s your move? If you’ve been waiting for clarity on where mortgage rates are heading in 2026, here it is. The Bank of Canada held its overnight rate steady again in December at 2.2... ...more
Broker Blogs
January 16, 2026•3 min read
Selling in 2026 Could Be the Decision You Regret
Thinking of waiting until 2026 to sell or buy? That pause might feel safe, but history says it’s often where the biggest regrets start. Canada’s market hasn’t suddenly become affordable or certain. It... ...more
Broker Blogs
January 03, 2026•6 min read
What Are the Best Mortgage Renewal Rates Available in Canada?
Renewing Your Mortgage Soon? Wondering if you’re actually getting the best mortgage renewal rates in Canada — or just the easiest offer from your current lender? Renewal time is one of the biggest m... ...more
Broker Blogs
December 16, 2025•4 min read
The New Reality of Mortgage Renewals
Over the next two years, more than one third of Canadian mortgage holders will face a renewal. That is more than two million households according to data from the Bank of Canada. Many of these borrowe... ...more
Broker Blogs
December 04, 2025•3 min read
How Global Politics and Tariffs Are Quietly Shaping Canadian Real Estate
How can U.S. tariffs impact a Canadian mortgage? With 2025 trade tensions rising and new tariffs on Canadian goods, cross-border investors are pulling back from U.S. real estate while more internation... ...more
Broker Blogs
November 17, 2025•3 min read
The Middle Class Is Missing Homes: CMHC Article
If you’ve ever struggled to find a home that fits both your lifestyle and your budget, you’re not alone. Most neighbourhoods across Canada are dominated by two extremes: high-rise condos or single-det... ...more
Broker Blogs
November 03, 2025•2 min read
Why a Cooling Market Could Be the Best Time to Buy a Home in Canada
When I met with a couple recently, they told me they were sitting on the sidelines waiting for “the right time” to buy. They had assumed they missed their chance when prices surged a few years ago. Th... ...more
Broker Blogs
October 03, 2025•3 min read
How Bond Yields and Bank of Canada Policy Rates Drive Mortgage Rates
How Bond Yields and Bank of Canada Policy Rates Drive Mortgage Rates: What to Expect Through 2026 ...more
Broker Blogs
September 16, 2025•5 min read
The End of Ultra-Low Mortgage Rates in Canada
Remember those record-low mortgage rates in 2020 and 2021? Some of us locked in 5-year fixed terms under 2%. But if you’ve been waiting for those deals to come back, it might be time to adjust expecta... ...more
Broker Blogs
September 05, 2025•2 min read
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